Sometimes baggage isn't a key factor at all: you're flying with carry-on baggage, without expensive items, and you just don't want to pay for baggage coverage. I think it's normal when you can exclude this and tailor an option to your scenario. While researching https://www.globelink.co.uk/po....licy-options/economy I liked how the idea of "regular economy, but without baggage" is presented clearly and in understandable language. It seems honest: you know in advance what you're paying for and what you're getting. Do you usually consider baggage coverage as an important factor, or is the medical coverage more important to you?